Ramp

What is Ramp?

Ramp is a spend management platform that combines corporate cards, expenses, travel, accounts payable and accounting automation. It offers a free plan alongside paid tiers.

Who it's for

Companies that want cards, expenses and AP on one platform; Ramp cites 85,000 customers.

Key features

• Corporate cards and expense management
• Procure-to-pay and accounts payable
• Accounting automation
• Travel
• 200+ integrations

Integrations

• QuickBooks Online
• QuickBooks Desktop
• Xero
• NetSuite
• Sage Intacct
• Microsoft Dynamics 365
• Workday
• Acumatica

Pricing

Free plan available; Plus and Enterprise tiers (from the vendor's public pages, October 2026; confirm with the vendor)

Pros and cons

Pros

• Reviewers consistently call Ramp very easy to use. ^[4]
• Fast receipt collection and matching cut month-end work. ^[5]
• Spend controls, virtual cards and accounting integrations are frequent positives. ^[4]

Cons

• Permission setup and accounting configuration can be confusing. ^[4]
• Reporting customization is limited, and some exports and integrations are unreliable. ^[6]
• Support can be slow, and card limits can shift with bank balances. ^[5]

Summarized from public reviews and reporting; not a hands-on test.

Sources

1. https://ramp.com
2. https://ramp.com/integrations
3. https://ramp.com/pricing
4. https://www.capterra.com/p/207081/Ramp/reviews/
5. https://www.g2.com/products/ramp-financial-ramp/reviews
6. https://www.capterra.com/p/207081/Ramp/

Last checked: 2026-10-16